THE SEASONED GUIDANCE your company's retirement plan needs


Who we serve

Whether you’re looking for assistance in overseeing your current plan or implementing a new one, our team offers the attention and resources to guide you through every step, helping you distinguish among seemingly endless investment options, stay current with regulations and fiduciary responsibilities, as well as educate plan participants on their options.

Having partnered with institutions of varying sizes and industries, we understand how important it is to maximize plan benefits while staying tax efficient. We utilize strategies designed to ensure your plan serves both your needs as an institution, as well as those of your constituents.

Your responsibilities are substantial, and – without additional support – your duties as a plan sponsor can easily absorb precious time. We aim to serve as a seamless extension of your office, providing the support necessary to allow your leaders to focus on growing and advancing your business. Through every phase, we work closely with you to help ensure your retirement plan remains aligned with your preferences as an institution, always propelling you toward your corporate mission.

We have experience establishing and overseeing a variety of qualified retirement plans and non-qualified deferred compensation plans.

The Employee Retirement Income Security Act (ERISA) tasks all plan sponsors with the following five key duties:

  • Prudence – Develop, follow and document a prudent process for making plan decisions
  • Loyalty – Act solely in the best interests of the plan participants and their beneficiaries
  • Adherence – Understand and follow the plan documents
  • Diversify the plan investments to minimize risk
  • Pay only “reasonable” expenses

ERISA does not discriminate. The standards remain the same, whether your company has thousands of employees with dedicated staff to run you benefits program; or your company is a small business where, as the owner, you are the “benefits department.”

The good news is that the Department of Labor encourages plan sponsors to hire “prudent experts” to help them fulfill these responsibilities – and that is where we come in.

Diversification does not guarantee a profit nor protect against loss.

Raymond James is not affiliated with and does not endorse the above companies.
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